It's a common enough question: Can a spouse stay on an ex's health insurance plan following a divorce? The answer is "no," but that's not all there is to say on the subject. It may be a comfort to know that an ex-couple's children can remain on health insurance obtained by either spouse, with a remaining issue to be negotiated often being which spouse is responsible for the children's health insurance premiums.
One available remedy for an unemployed ex-spouse facing the prospect of a loss of medical insurance following a divorce is that they can qualify and apply for COBRA. Such coverage, however, must be paid for with monthly premiums, and terminates after a maximum of three years. It's not a permanent solution.










